Our Mortgage Process

Applying for a mortgage is fast and easy when you work with UpRoar Financial.

Here is what to expect from start to finish.

Schedule your consultation.

It starts with a phone call! Please call (720) 640-7034 to schedule your consultation.

Receive personalized recommendations.

We want to know about your situation as a homebuyer, so we can offer personalized advice. You'll learn what kind of mortgage options are available and how different products could help save money on the purchase or refinance of an existing property!

Apply for your home loan in Colorado.

After you've determined the type of home loan that suits your needs, fill out an application and submit it with all documentation.

You will need to verify income through either W-2s or bank statements depending on how much money is coming into earnings each month.

Appraisal and underwriting happen while you wait.

The next step is up to us to complete—appraisal and underwriting. We might ask you to share additional documentation with us as part of this process.

We issue conditional approval.

After appraisal and underwriting, you can look forward to conditional approval. With your loan commitment, you are now well on your way to signing on a mortgage.

It is time to submit pending documents.

Sometimes further documents are required before final approval. We will notify you if anything else is needed.

Final approval!

The big moment you have been waiting for has arrived. Final underwriting is completed at this stage, and you receive final approval.

Let’s close!

You now get to pay your closing costs and down payment, close, and receive the keys to your new home.

Apply for a Mortgage in Colorado Today

Ready to experience our fast and easy mortgage process and move into your Colorado dream home? Please give us a call at (720) 640-7034 to schedule your consultation. We look forward to helping you move into your new home in Denver, CO.

Buy A Home Refinance

See What Our Clients Are Saying About Us

UpRoar Financial

5.0

Based on 11 reviews

See all reviews Write a review

Paul straetmans

1634786895

Want to have the best rates in the game and get in your dream home faster than everywhere else? Look no further!!

Alexa Bednarz

1634773156

Josh made my experience so easy when working with Uproar. He was so responsive to any of my questions (I had a lot!) and we closed in 12 days. I recommend everyone go through Josh and the uproar team when looking to refinance!

Jay Hamilton

1634771875

Working with UpRoar was definitely easy. Not only are they knowledgeable, but very professional and responsive to all of the questions I’ve had along the way. They will present you with the best option for your particular situation and cater the process to you. Do yourself a favor and choose them to assist you in any of your mortgage needs! You won’t be disappointed.

Erfan Alizadeh

1634759680

Very helpful in helping me navigate thoroughly all of the things I wanted to know in purchasing my home. Always responsive and communicative, they’re awesome.

Hanna Houle

1634746522

Extremely impressed by this team's responsiveness and ability to help me navigate everything I need to know to get ready for my first purchase! Highly recommend

Carly Morrison

1632442711

My whole experience with the UpRoar team was great! They made me feel extremely comfortable after initially feeling a little uneasy about a potential purchase.

Matt Peck

1632432939

Super helpful as I was trying to navigate the waters as a first time home buyer. Always kept in the loop and would highly recommend!

Nick Engelhart

1631022011

Josh and Brian at UpRoar Financial should be everyone's go to mortgage professionals! They will get you the best deal and close your loan no longer than 2 weeks I could not believe how fast this process was!