Our Mortgage Process

Applying for a mortgage is fast and easy when you work with UpRoar Financial.

Here is what to expect from start to finish.


Schedule your consultation.

It starts with a phone call! Please call (720) 640-7034 to schedule your consultation.


Receive personalized recommendations.

We want to know about your situation as a homebuyer, so we can offer personalized advice. You'll learn what kind of mortgage options are available and how different products could help save money on the purchase or refinance of an existing property!


Apply for your home loan in Colorado.

After you've determined the type of home loan that suits your needs, fill out an application and submit it with all documentation.

You will need to verify income through either W-2s or bank statements depending on how much money is coming into earnings each month.


Appraisal and underwriting happen while you wait.

The next step is up to us to complete—appraisal and underwriting. We might ask you to share additional documentation with us as part of this process.


We issue conditional approval.

After appraisal and underwriting, you can look forward to conditional approval. With your loan commitment, you are now well on your way to signing on a mortgage.


It is time to submit pending documents.

Sometimes further documents are required before final approval. We will notify you if anything else is needed.


Final approval!

The big moment you have been waiting for has arrived. Final underwriting is completed at this stage, and you receive final approval.


Let’s close!

You now get to pay your closing costs and down payment, close, and receive the keys to your new home.

Apply for a Mortgage in Colorado Today

Ready to experience our fast and easy mortgage process and move into your Colorado dream home? Please give us a call at (720) 640-7034 to schedule your consultation. We look forward to helping you move into your new home in Denver, CO.

See What Our Clients Are Saying About Us

Paul straetmans
Paul straetmans
Want to have the best rates in the game and get in your dream home faster than everywhere else? Look no further!!
Alexa Bednarz
Alexa Bednarz
Josh made my experience so easy when working with Uproar. He was so responsive to any of my questions (I had a lot!) and we closed in 12 days. I recommend everyone go through Josh and the uproar team when looking to refinance!
Jay Hamilton
Jay Hamilton
Working with UpRoar was definitely easy. Not only are they knowledgeable, but very professional and responsive to all of the questions I’ve had along the way. They will present you with the best option for your particular situation and cater the process to you. Do yourself a favor and choose them to assist you in any of your mortgage needs! You won’t be disappointed.
Erfan Alizadeh
Erfan Alizadeh
Very helpful in helping me navigate thoroughly all of the things I wanted to know in purchasing my home. Always responsive and communicative, they’re awesome.
Hanna Houle
Hanna Houle
Extremely impressed by this team's responsiveness and ability to help me navigate everything I need to know to get ready for my first purchase! Highly recommend
Carly Morrison
Carly Morrison
My whole experience with the UpRoar team was great! They made me feel extremely comfortable after initially feeling a little uneasy about a potential purchase.
Matt Peck
Matt Peck
Super helpful as I was trying to navigate the waters as a first time home buyer. Always kept in the loop and would highly recommend!
Nick Engelhart
Nick Engelhart
Josh and Brian at UpRoar Financial should be everyone's go to mortgage professionals! They will get you the best deal and close your loan no longer than 2 weeks I could not believe how fast this process was!