Loan Options in Denver, CO

Buying a home in Denver or throughout the state of Colorado is an investment in your future. To maximize the return on that investment, you are going to need to find a mortgage that features competitive rates and flexible terms.

UpRoar Financial offers a broad spectrum of lending products for homebuyers and homeowners throughout Colorado.

Our knowledgeable team of loan experts can help you determine the type of home loan that will be ideal for helping you achieve your financial goals.

Types of Colorado Home Loans We Offer


A conventional conforming loan lets you borrow within the Fannie Mae and Freddie Mac loan limits. We offer fixed and adjustable rates, a range of loan terms, and down payments as low as 3%.

VA Loans

Veterans, active duty service members and eligible surviving spouses may apply for VA mortgages. Backed by the US Department of Veterans Affairs, VA loans feature no down payment requirement and no PMI. They also have easy qualification requirements and competitive rates.

FHA Loans

Another type of mortgage you can apply for if you are looking for a low down payment is an FHA mortgage. The Federal Housing Administration backs this type of loan, which can have a down payment as low as 3.5%, competitive rates, and easy qualification requirements.

FHA 203K Loans

If you want to buy a home and renovate it at the same time, you can bundle the costs together with an FHA 203k loan.

USDA Loans

If you are shopping for a home in a rural part of Colorado, you can apply for a USDA mortgage. This type of income-based home loan is insured by the US Department of Agriculture, and requires zero down payment.


If you need to borrow more than you can within the Fannie Mae and Freddie Mac conforming loan limits to purchase your dream home, a jumbo mortgage makes it possible.

First Time Home Buyer

A number of different types of mortgages in this list are suitable if you are shopping for your first home. We can walk you through the process and help you identify the type of home loan that is right for your needs.

Investment Property Loans

If you are shopping for a second home or vacation home, we can help you invest in residential real estate in Colorado.

Bank Statement

Are you self-employed, or do you own your own business? You can apply for a mortgage quickly and easily with a bank statement loan. This type of mortgage does not require you to furnish a W-2 during the application process.

Let Us Help You Find the Right Loan

On your own, it can be a challenge to identify the ideal type of home loan. But with UpRoar Financial on your side, it can be fast and easy to find the right mortgage.

To schedule your consultation and find a suitable home loan today, please give us a call at (720) 640-7034 to schedule your consultation. We look forward to helping you move into your new home in Denver, CO.

See What Our Clients Are Saying About Us

Paul straetmans
Paul straetmans
Want to have the best rates in the game and get in your dream home faster than everywhere else? Look no further!!
Alexa Bednarz
Alexa Bednarz
Josh made my experience so easy when working with Uproar. He was so responsive to any of my questions (I had a lot!) and we closed in 12 days. I recommend everyone go through Josh and the uproar team when looking to refinance!
Jay Hamilton
Jay Hamilton
Working with UpRoar was definitely easy. Not only are they knowledgeable, but very professional and responsive to all of the questions I’ve had along the way. They will present you with the best option for your particular situation and cater the process to you. Do yourself a favor and choose them to assist you in any of your mortgage needs! You won’t be disappointed.
Erfan Alizadeh
Erfan Alizadeh
Very helpful in helping me navigate thoroughly all of the things I wanted to know in purchasing my home. Always responsive and communicative, they’re awesome.
Hanna Houle
Hanna Houle
Extremely impressed by this team's responsiveness and ability to help me navigate everything I need to know to get ready for my first purchase! Highly recommend
Carly Morrison
Carly Morrison
My whole experience with the UpRoar team was great! They made me feel extremely comfortable after initially feeling a little uneasy about a potential purchase.
Matt Peck
Matt Peck
Super helpful as I was trying to navigate the waters as a first time home buyer. Always kept in the loop and would highly recommend!
Nick Engelhart
Nick Engelhart
Josh and Brian at UpRoar Financial should be everyone's go to mortgage professionals! They will get you the best deal and close your loan no longer than 2 weeks I could not believe how fast this process was!